It is the type of insurance that provides financial aid in repairing or rebuilding damaged homes. This insurance is purchased in order to protect the property owner should some sudden calamity arise. These policies also contain provisions to pay for personal property damage. You can seek protection from rain, flooding, wind, landslides, fire and theft but all of this will depend on the coverage provided by your policy. When it comes to honoring their obligations, most insurance companies want to minimize their payout or even back out of paying altogether. Like we say here at Dreaden and Cox, “Insurance companies love premiums and hate claims”.
What kind of personal property coverage do you have? Review your policy to make sure you have replacement cost, and not fair market value, for your personal property. And, it’s a good idea to have photos or video of the contents of your home. Keep the photos or video in a safe and secure place away from your home so it is not destroyed by the same event that damages your home.
If your home has suffered damages and your insurance company is refusing to pay your claim, you need to stand up for your rights. Often these cases arise when a lot of people are simultaneously making claims brought about by the same natural disaster, like a tornado or hurricane. Extreme weather is one of the most common reasons that people seek compensation for their claims. It can cause heavy damage to life and property. Roofs are extremely damaged in some cases. These claims are often dismissed by calling them normal wear and tear.
If your home has been damaged in a storm, hurricane, tornado, fire, or some other cause, you may be entitled to a full refurbishment. That is why you should call Dreaden and Cox. We will make sure that you get what your insurance company is obligated to provide for the damages you have incurred.
If you are having trouble with your claim being resolved then you need to contact the lawyers here at Dreaden and Cox. Not only will we review your policy but we will also help you receive the coverage and benefits you have paid for. If we see that your claims have been wrongfully refused, we can pursue your remedy in court if need be. Call us at 1-877-634-8005 or contact us using the contact form on this webpage to set up a free, no obligation consultation.